Online Banker Login  |   Contact Us  |   Fraud Prevention

Mortgage Department

Today's Interest Rates

30 Year Fixed Rate
 Rate  APR  Points
 5.125%  5.174%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 4.500%  4.582%  0.000%
5 Year Adjustable Rate
 Rate  APR  Points
 5.000%  4.734%  0.000%
FHA 30 Year Fixed Rate
 Rate  APR  Points
 4.375%  5.371%  0.000%

Personalized Quote

Bob Ferguson
Mortgage Originator

NMLS Registry Number: 1167814

259 W. 9th Street
Durango, CO 81301

Office: 970-382-5722
Fax: 970-382-5822


Making the decision to finance a home can be complicated whether you are buying your first home or refinancing your third.  My goal is to make the process easy to understand and smooth from preapproval to loan closing.  I am here to help find the best program to meet your needs and educate you about the loan process.

My many years of experience with the La Plata Homes Fund have given me extensive knowledge of the products available to first-time homebuyers.  My involvement with non-profit housing resources in our area has given me detailed knowledge of down payment assistance programs, first-time homebuyer loan programs, and detailed homebuyer education programs.

From mortgage loans to lines of credit, I can help you maximize the resources available for your purchase or refinancing needs.  I am happy to answer all of your mortgage questions, and I am just a phone call away.

Still want to have personal assistance?

You can call or email me to answer any of your questions or ask for advice.

Free pre-approvals!

We offer pre-approvals, so you can shop for your home knowing that you can afford the mortgage.

Confused about which program to choose?

We offer a variety of loan options to choose from including fixed rate mortgages and adjustable rate mortgages. We offer easy to understand explanations of each program on the site and I am always just a call or email away!

Government Loans

Looking for a low down payment FHA loan? You've come to the right place!

Rate Watch

Sign up for Rate Watch to keep an eye on rates via email.

NMLS Registry Number: 1167814

Equal Housing Lender

Equal Opportunity Employer, ©2009 All Rights Reserved, First National Bank of Durango
Member FDIC